B2B Hidden Payment Cost Calculator | Tendify<\/title>\r\n \r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n \r\n <link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\">\r\n \r\n <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\r\n \r\n <style>\r\n \/* ROBUST FALLBACK CSS FOR TENDIFY THEME (Ensures 100% visual stability in Elementor) *\/\r\n :root {\r\n --bg-primary: #0b0f19;\r\n --bg-card: #151c2c;\r\n --bg-input: #1f293d;\r\n --color-primary: #f59e0b; \/* Golden Accent *\/\r\n --color-primary-hover: #d97706;\r\n --color-success: #10b981; \/* Fintech Green *\/\r\n --color-danger: #ef4444; \/* Alert Red *\/\r\n --color-text-main: #f3f4f6;\r\n --color-text-muted: #9ca3af;\r\n --border-color: #2a364f;\r\n --font-family: 'Plus Jakarta Sans', sans-serif;\r\n }\r\n\r\n \/* Essential reset & scoping to prevent Elementor styles bleeding in *\/\r\n .tendify-calc-wrapper {\r\n font-family: var(--font-family);\r\n background-color: var(--bg-primary);\r\n color: var(--color-text-main);\r\n padding: 2.5rem 1.5rem;\r\n border-radius: 24px;\r\n border: 1px solid var(--border-color);\r\n max-width: 1100px;\r\n margin: 2rem auto;\r\n box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);\r\n transition: all 0.3s ease;\r\n }\r\n\r\n .tendify-calc-grid {\r\n display: grid;\r\n grid-template-columns: 1fr;\r\n gap: 2rem;\r\n }\r\n\r\n @media (min-width: 768px) {\r\n .tendify-calc-grid {\r\n grid-template-columns: 1.1fr 0.9fr;\r\n }\r\n }\r\n\r\n .tendify-card {\r\n background-color: var(--bg-card);\r\n border: 1px solid var(--border-color);\r\n border-radius: 16px;\r\n padding: 1.75rem;\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n \/* Typography fallbacks *\/\r\n .tendify-title {\r\n color: #ffffff;\r\n font-weight: 800;\r\n line-height: 1.2;\r\n }\r\n\r\n .tendify-gradient-text {\r\n background: linear-gradient(135deg, #f59e0b 0%, #10b981 100%);\r\n -webkit-background-clip: text;\r\n -webkit-text-fill-color: transparent;\r\n }\r\n\r\n \/* Inputs & Sliders styling *\/\r\n .tendify-input-group {\r\n margin-bottom: 1.5rem;\r\n }\r\n\r\n .tendify-label {\r\n display: block;\r\n font-size: 0.875rem;\r\n font-weight: 600;\r\n color: var(--color-text-muted);\r\n margin-bottom: 0.5rem;\r\n }\r\n\r\n .tendify-input-wrapper {\r\n position: relative;\r\n display: flex;\r\n align-items: center;\r\n }\r\n\r\n .tendify-input-currency {\r\n position: absolute;\r\n left: 1rem;\r\n color: var(--color-primary);\r\n font-weight: 700;\r\n }\r\n\r\n .tendify-control {\r\n width: 100%;\r\n background-color: var(--bg-input);\r\n border: 1px solid var(--border-color);\r\n color: #ffffff;\r\n border-radius: 12px;\r\n padding: 0.85rem 1rem 0.85rem 2.5rem;\r\n font-size: 1.125rem;\r\n font-weight: 600;\r\n outline: none;\r\n transition: border-color 0.2s;\r\n }\r\n\r\n .tendify-control:focus {\r\n border-color: var(--color-primary);\r\n box-shadow: 0 0 0 2px rgba(245, 158, 11, 0.2);\r\n }\r\n\r\n \/* Custom Slider styling *\/\r\n .tendify-slider {\r\n -webkit-appearance: none;\r\n width: 100%;\r\n height: 6px;\r\n border-radius: 9999px;\r\n background: var(--border-color);\r\n outline: none;\r\n margin: 1.25rem 0;\r\n }\r\n\r\n .tendify-slider::-webkit-slider-thumb {\r\n -webkit-appearance: none;\r\n appearance: none;\r\n width: 22px;\r\n height: 22px;\r\n border-radius: 50%;\r\n background: var(--color-primary);\r\n cursor: pointer;\r\n box-shadow: 0 0 10px rgba(245, 158, 11, 0.5);\r\n transition: transform 0.1s;\r\n }\r\n\r\n .tendify-slider::-webkit-slider-thumb:hover {\r\n transform: scale(1.2);\r\n }\r\n\r\n \/* Cost comparison bar system *\/\r\n .cost-comparison-row {\r\n margin-bottom: 1.25rem;\r\n }\r\n\r\n .cost-bar-container {\r\n width: 100%;\r\n height: 10px;\r\n background-color: var(--bg-input);\r\n border-radius: 9999px;\r\n overflow: hidden;\r\n margin-top: 0.35rem;\r\n }\r\n\r\n .cost-bar-fill {\r\n height: 100%;\r\n border-radius: 9999px;\r\n width: 0%;\r\n transition: width 0.6s cubic-bezier(0.4, 0, 0.2, 1);\r\n }\r\n\r\n .bar-lc { background: linear-gradient(90deg, #ef4444, #b91c1c); }\r\n .bar-tt { background: linear-gradient(90deg, #f59e0b, #d97706); }\r\n .bar-escrow { background: linear-gradient(90deg, #3b82f6, #1d4ed8); }\r\n .bar-tendify { background: linear-gradient(90deg, #10b981, #047857); }\r\n\r\n \/* Badge design *\/\r\n .savings-badge {\r\n background: linear-gradient(135deg, rgba(16, 185, 129, 0.15) 0%, rgba(4, 120, 87, 0.15) 100%);\r\n border: 1px dashed var(--color-success);\r\n border-radius: 12px;\r\n padding: 1rem;\r\n text-align: center;\r\n margin-bottom: 1.5rem;\r\n }\r\n\r\n \/* Lead Gen Form styling *\/\r\n .tendify-btn {\r\n background: linear-gradient(135deg, var(--color-primary) 0%, #d97706 100%);\r\n color: #0b0f19;\r\n font-weight: 700;\r\n padding: 0.9rem 1.5rem;\r\n border-radius: 12px;\r\n width: 100%;\r\n border: none;\r\n cursor: pointer;\r\n transition: all 0.2s ease;\r\n display: flex;\r\n align-items: center;\r\n justify-content: center;\r\n gap: 0.5rem;\r\n }\r\n\r\n .tendify-btn:hover {\r\n transform: translateY(-2px);\r\n box-shadow: 0 10px 20px -5px rgba(245, 158, 11, 0.4);\r\n }\r\n\r\n .tendify-btn-secondary {\r\n background: transparent;\r\n border: 1px solid var(--border-color);\r\n color: var(--color-text-main);\r\n }\r\n\r\n .tendify-btn-secondary:hover {\r\n background-color: rgba(255, 255, 255, 0.05);\r\n border-color: var(--color-text-muted);\r\n }\r\n\r\n \/* Form Controls *\/\r\n .form-control-text {\r\n width: 100%;\r\n background-color: rgba(31, 41, 61, 0.6);\r\n border: 1px solid var(--border-color);\r\n color: #ffffff;\r\n border-radius: 10px;\r\n padding: 0.7rem 0.9rem;\r\n font-size: 0.95rem;\r\n outline: none;\r\n transition: border-color 0.2s;\r\n }\r\n\r\n .form-control-text:focus {\r\n border-color: var(--color-primary);\r\n }\r\n\r\n \/* Success screen styling *\/\r\n .success-overlay {\r\n position: absolute;\r\n top: 0; left: 0; width: 100%; height: 100%;\r\n background-color: rgba(21, 28, 44, 0.98);\r\n display: flex;\r\n flex-direction: column;\r\n align-items: center;\r\n justify-content: center;\r\n padding: 2rem;\r\n text-align: center;\r\n opacity: 0;\r\n pointer-events: none;\r\n transition: opacity 0.4s ease;\r\n z-index: 10;\r\n }\r\n\r\n .success-overlay.active {\r\n opacity: 1;\r\n pointer-events: auto;\r\n }\r\n <\/style>\r\n<\/head>\r\n<body class=\"bg-[#030712] py-8 px-4\">\r\n\r\n <div class=\"tendify-calc-wrapper\">\r\n \r\n \r\n <div class=\"text-center mb-8 max-w-2xl mx-auto\">\r\n <span class=\"text-xs font-bold uppercase tracking-wider text-amber-500 bg-amber-500\/10 px-3 py-1.5 rounded-full inline-block mb-3\">\r\n <i class=\"fa-solid fa-calculator mr-1\"><\/i> B2B Hidden Bank Cost Calculator\r\n <\/span>\r\n <h2 class=\"text-2xl md:text-4xl tendify-title mb-3\">\r\n Stop Giving <span class=\"text-red-500 font-extrabold\">5% of Your Profits<\/span> to Middleman Banks\r\n <\/h2>\r\n <p class=\"text-sm md:text-base text-gray-400\">\r\n Traditional Letter of Credit (L\/C) and wire transfers (TT) hold silent conversion markups, hidden correspondent bank hops, and capital lock-up fees. See what you're losing in seconds.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-calc-grid\">\r\n \r\n \r\n <div class=\"flex flex-col gap-6\">\r\n \r\n <div class=\"tendify-card\">\r\n <h3 class=\"text-lg font-bold text-white mb-4 flex items-center gap-2\">\r\n <i class=\"fa-solid fa-coins text-amber-500\"><\/i> Configure Transaction\r\n <\/h3>\r\n\r\n \r\n <div class=\"tendify-input-group\">\r\n <label class=\"tendify-label\">Transaction Currency<\/label>\r\n <div class=\"grid grid-cols-3 gap-2 mt-1\">\r\n <button onclick=\"setCurrency('USD', '$')\" id=\"btn-curr-USD\" class=\"py-2 px-3 rounded-lg border border-amber-500 bg-amber-500\/10 text-white font-bold transition-all text-sm\">\r\n USD ($)\r\n <\/button>\r\n <button onclick=\"setCurrency('EUR', '\u20ac')\" id=\"btn-curr-EUR\" class=\"py-2 px-3 rounded-lg border border-slate-700 bg-slate-800 text-gray-400 transition-all text-sm hover:border-slate-600\">\r\n EUR (\u20ac)\r\n <\/button>\r\n <button onclick=\"setCurrency('GBP', '\u00a3')\" id=\"btn-curr-GBP\" class=\"py-2 px-3 rounded-lg border border-slate-700 bg-slate-800 text-gray-400 transition-all text-sm hover:border-slate-600\">\r\n GBP (\u00a3)\r\n <\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-input-group\">\r\n <div class=\"flex justify-between items-center mb-1\">\r\n <label class=\"tendify-label mb-0\">Deal \/ Contract Value<\/label>\r\n <span class=\"text-xs text-amber-500 font-semibold\">Min: 10K \/ Max: 2M<\/span>\r\n <\/div>\r\n <div class=\"tendify-input-wrapper\">\r\n <span class=\"tendify-input-currency\" id=\"currency-symbol\">$<\/span>\r\n <input type=\"number\" id=\"deal-amount-input\" class=\"tendify-control\" value=\"150000\" min=\"10000\" max=\"2000000\" oninput=\"syncFromInput(this.value)\">\r\n <\/div>\r\n <input type=\"range\" id=\"deal-amount-slider\" class=\"tendify-slider\" min=\"10000\" max=\"2000000\" step=\"5000\" value=\"150000\" oninput=\"syncFromSlider(this.value)\">\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-input-group\">\r\n <label class=\"tendify-label\">Trading & Sourcing Sector<\/label>\r\n <select id=\"sector-select\" onchange=\"calculateCosts()\" class=\"form-control-text w-full\">\r\n <option value=\"general\">General Commodities \/ Physical Goods<\/option>\r\n <option value=\"electronics\">High-Value Electronics \/ Tech Supply<\/option>\r\n <option value=\"machinery\">Heavy Industrial Machinery & Steel<\/option>\r\n <option value=\"services\">Software, Logistics & Enterprise Services<\/option>\r\n <\/select>\r\n <\/div>\r\n\r\n <p class=\"text-xs text-gray-500 leading-relaxed italic\">\r\n * Calculations are based on real-time global commercial banking data, including average FX markup spreads (2.1% - 3.4%) and correspondent bank network deductions.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-card border-amber-500\/30 bg-gradient-to-br from-[#151c2c] to-[#122c23]\">\r\n \r\n \r\n <div class=\"success-overlay\" id=\"success-screen\">\r\n <div class=\"w-16 h-16 bg-emerald-500\/20 text-emerald-400 border border-emerald-500 rounded-full flex items-center justify-center text-2xl mb-4 animate-bounce\">\r\n <i class=\"fa-solid fa-shield-halved\"><\/i>\r\n <\/div>\r\n <h4 class=\"text-xl font-bold text-white mb-2\" id=\"success-header\">Connecting...<\/h4>\r\n <p class=\"text-sm text-gray-400 max-w-sm mb-6\" id=\"success-msg-text\">\r\n Redirecting to Tendify Secure Portal...\r\n <\/p>\r\n <\/div>\r\n\r\n <h3 class=\"text-lg font-bold text-white mb-2 flex items-center gap-2\">\r\n <i class=\"fa-solid fa-shield-halved text-emerald-400\"><\/i> Unlock Zero-Waste Escrow\r\n <\/h3>\r\n <p class=\"text-sm text-gray-300 mb-4\">\r\n Why sacrifice up to 5% of profit? Our institutional <strong>Trust Account structure in Dubai & Australia<\/strong> provides bulletproof payment security with 0.5% flat transparency.\r\n <\/p>\r\n\r\n \r\n <div class=\"bg-[#0b0f19]\/80 p-3 rounded-lg border border-[#2a364f] flex justify-between items-center mb-4\">\r\n <span class=\"text-xs text-gray-400\">Your Calculated Savings:<\/span>\r\n <span class=\"text-sm font-bold text-emerald-400\" id=\"form-savings-badge\">$0,000<\/span>\r\n <\/div>\r\n\r\n \r\n <div class=\"flex flex-col gap-2 pt-1\">\r\n <button type=\"button\" onclick=\"redirectTo('register')\" class=\"tendify-btn bg-gradient-to-r from-amber-500 to-amber-600 hover:from-amber-400 hover:to-amber-500 text-slate-950 font-extrabold shadow-lg\">\r\n <i class=\"fa-solid fa-user-plus mr-1\"><\/i>\r\n <span>Create Account & Claim Savings<\/span>\r\n <\/button>\r\n \r\n <button type=\"button\" onclick=\"redirectTo('contact')\" class=\"tendify-btn tendify-btn-secondary hover:bg-white\/5 border-emerald-500\/30 text-emerald-400\">\r\n <i class=\"fa-solid fa-headset mr-1\"><\/i>\r\n <span>Talk to Expert (Dubai & AU Desk)<\/span>\r\n <\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-card flex flex-col justify-between\">\r\n \r\n <div>\r\n \r\n <div class=\"savings-badge\">\r\n <p class=\"text-xs text-emerald-400 uppercase tracking-widest font-extrabold mb-1\">Estimated Savings with Tendify Trust Account<\/p>\r\n <h2 class=\"text-3xl md:text-4xl font-extrabold text-emerald-400\" id=\"savings-amount-display\">$0.00<\/h2>\r\n <p class=\"text-xs text-gray-400 mt-1\">Based on optimized interbank routing and zero holding penalties.<\/p>\r\n <\/div>\r\n\r\n \r\n <h4 class=\"text-sm font-bold text-gray-300 uppercase tracking-wider mb-4 flex items-center justify-between\">\r\n <span>Losing Breakdown Comparison<\/span>\r\n <span class=\"text-xs text-gray-500 font-normal\">Percentage shows total friction<\/span>\r\n <\/h4>\r\n\r\n \r\n <div class=\"space-y-4 mb-6\">\r\n \r\n <div class=\"cost-comparison-row\">\r\n <div class=\"flex justify-between text-xs font-semibold mb-1\">\r\n <span class=\"text-red-400\"><i class=\"fa-solid fa-file-contract mr-1\"><\/i> Traditional L\/C (Letter of Credit)<\/span>\r\n <span id=\"label-lc-loss\" class=\"text-red-400\">$0 (0.0%)<\/span>\r\n <\/div>\r\n <div class=\"cost-bar-container\">\r\n <div id=\"bar-lc\" class=\"cost-bar-fill bar-lc\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"cost-comparison-row\">\r\n <div class=\"flex justify-between text-xs font-semibold mb-1\">\r\n <span class=\"text-amber-500\"><i class=\"fa-solid fa-building-columns mr-1\"><\/i> Standard Bank Wire \/ T.T.<\/span>\r\n <span id=\"label-tt-loss\" class=\"text-amber-500\">$0 (0.0%)<\/span>\r\n <\/div>\r\n <div class=\"cost-bar-container\">\r\n <div id=\"bar-tt\" class=\"cost-bar-fill bar-tt\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"cost-comparison-row\">\r\n <div class=\"flex justify-between text-xs font-semibold mb-1\">\r\n <span class=\"text-blue-400\"><i class=\"fa-solid fa-handshake-simple mr-1\"><\/i> Traditional Escrow Portal<\/span>\r\n <span id=\"label-escrow-loss\" class=\"text-blue-400\">$0 (0.0%)<\/span>\r\n <\/div>\r\n <div class=\"cost-bar-container\">\r\n <div id=\"bar-escrow\" class=\"cost-bar-fill bar-escrow\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"cost-comparison-row\">\r\n <div class=\"flex justify-between text-xs font-semibold mb-1\">\r\n <span class=\"text-emerald-400 font-bold\"><i class=\"fa-solid fa-award mr-1\"><\/i> Tendify Trust System<\/span>\r\n <span id=\"label-tendify-loss\" class=\"text-emerald-400 font-bold\">$0 (0.0%)<\/span>\r\n <\/div>\r\n <div class=\"cost-bar-container\">\r\n <div id=\"bar-tendify\" class=\"cost-bar-fill bar-tendify\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"bg-slate-900\/60 rounded-xl p-4 border border-slate-800\">\r\n <h4 class=\"text-sm font-bold text-white mb-3 flex items-center gap-2\">\r\n <i class=\"fa-solid fa-list-check text-blue-400\"><\/i> Why is Bank Friction So High?\r\n <\/h4>\r\n \r\n <div class=\"grid grid-cols-2 gap-3 text-xs text-gray-400\">\r\n <div class=\"border-b border-slate-800 pb-2\">\r\n <p class=\"text-gray-500\">FX Spread Markup<\/p>\r\n <p class=\"text-white font-semibold\">1.5% - 3.5% hidden in rates<\/p>\r\n <\/div>\r\n <div class=\"border-b border-slate-800 pb-2\">\r\n <p class=\"text-gray-500\">Correspondent Banks<\/p>\r\n <p class=\"text-white font-semibold\">$35 - $120 per intermediary<\/p>\r\n <\/div>\r\n <div class=\"border-b border-slate-800 pb-2\">\r\n <p class=\"text-gray-500\">L\/C Issuing Fees<\/p>\r\n <p class=\"text-white font-semibold\">1% - 2% of total contract value<\/p>\r\n <\/div>\r\n <div class=\"border-b border-slate-800 pb-2\">\r\n <p class=\"text-gray-500\">Capital Lockup Cost<\/p>\r\n <p class=\"text-white font-semibold\">Funds blocked 30 to 90 days<\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"mt-4 p-3 rounded-lg bg-amber-500\/5 border border-amber-500\/10 flex items-start gap-2\">\r\n <i class=\"fa-solid fa-triangle-exclamation text-amber-500 mt-0.5 text-xs\"><\/i>\r\n <p class=\"text-[11px] text-gray-400 leading-normal\">\r\n <strong>Capital Lockup Penalty:<\/strong> When your funds are stuck in processing or Escrows, you lose interest and liquidity. We mitigate this with rapid, same-day settlement options.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"mt-6 pt-4 border-t border-slate-800 flex justify-between gap-2\">\r\n <button onclick=\"copyToClipboard()\" class=\"tendify-btn tendify-btn-secondary text-xs py-2 w-1\/2 flex items-center justify-center gap-1\">\r\n <i class=\"fa-solid fa-clipboard\"><\/i> Copy Cost Report\r\n <\/button>\r\n <button onclick=\"scrollToLeadForm()\" class=\"tendify-btn text-xs py-2 w-1\/2 flex items-center justify-center gap-1\">\r\n <i class=\"fa-solid fa-comment-dollar\"><\/i> Get Trust Quote\r\n <\/button>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <script>\r\n \r\n \/\/ TENDIFY REDIRECTION INTEGRATION CONFIGURATION\r\n const TENDIFY_CONFIG = {\r\n registerUrl: \"https:\/\/tendify.net\/my-account\/\", \/\/ Path to registration\/account\r\n contactUrl: \"https:\/\/tendify.net\/global-trade-solutions\/\", \/\/ Path to services\/expert contact page\r\n enablePreFillParams: true \/\/ Passes calculated savings and values in the URL\r\n };\r\n\r\n \/\/ Core state\r\n let currentCurrencySymbol = '$';\r\n let currentCurrencyCode = 'USD';\r\n \r\n \/\/ Calculations Configuration\r\n const formulas = {\r\n lc: {\r\n issuanceRate: 0.015, \/\/ 1.5% average\r\n correspondentFlat: 250, \r\n fxMarkup: 0.022, \/\/ 2.2% FX markup spread\r\n capitalLockup: 0.03 \/\/ Opportunity cost of frozen money (2 months)\r\n },\r\n tt: {\r\n wireFlat: 45,\r\n correspondentHops: 80,\r\n fxMarkup: 0.028, \/\/ 2.8% retail\/commercial FX markup\r\n delayCostRate: 0.005 \/\/ 0.5% delay loss\r\n },\r\n escrow: {\r\n portalRate: 0.02, \/\/ 2% platform fee\r\n fxMarkup: 0.015 \/\/ 1.5% markup\r\n },\r\n tendify: {\r\n portalRate: 0.005, \/\/ 0.5% flat service fee\r\n fxMarkup: 0.002 \/\/ 0.2% interbank conversion rate optimization\r\n }\r\n };\r\n\r\n \/\/ Sync visual sliders and keyboard numbers\r\n function syncFromSlider(val) {\r\n document.getElementById('deal-amount-input').value = val;\r\n calculateCosts();\r\n }\r\n\r\n function syncFromInput(val) {\r\n \/\/ Guard rails to avoid extreme performance lags\r\n if (val > 2000000) val = 2000000;\r\n if (val < 0) val = 0;\r\n document.getElementById('deal-amount-slider').value = val;\r\n calculateCosts();\r\n }\r\n\r\n \/\/ Change Currency Setup\r\n function setCurrency(currency, symbol) {\r\n currentCurrencyCode = currency;\r\n currentCurrencySymbol = symbol;\r\n \r\n \/\/ Set labels\r\n document.getElementById('currency-symbol').innerText = symbol;\r\n \r\n \/\/ Toggle active classes manually for total UI safety\r\n ['USD', 'EUR', 'GBP'].forEach(curr => {\r\n const btn = document.getElementById('btn-curr-' + curr);\r\n if (curr === currency) {\r\n btn.className = \"py-2 px-3 rounded-lg border border-amber-500 bg-amber-500\/10 text-white font-bold transition-all text-sm\";\r\n } else {\r\n btn.className = \"py-2 px-3 rounded-lg border border-slate-700 bg-slate-800 text-gray-400 transition-all text-sm hover:border-slate-600\";\r\n }\r\n });\r\n\r\n calculateCosts();\r\n }\r\n\r\n \/\/ Main Calculation Engine\r\n function calculateCosts() {\r\n const amount = parseFloat(document.getElementById('deal-amount-input').value) || 0;\r\n const sector = document.getElementById('sector-select').value;\r\n \r\n \/\/ Apply slight multipliers depending on sector complexity\r\n let complexityMultiplier = 1.0;\r\n if (sector === 'machinery') complexityMultiplier = 1.15;\r\n if (sector === 'electronics') complexityMultiplier = 1.1;\r\n if (sector === 'services') complexityMultiplier = 0.9;\r\n\r\n \/\/ Calculate precise breakdowns\r\n \/\/ Traditional L\/C\r\n const lcCost = (amount * formulas.lc.issuanceRate * complexityMultiplier) + \r\n formulas.lc.correspondentFlat + \r\n (amount * formulas.lc.fxMarkup) + \r\n (amount * formulas.lc.capitalLockup);\r\n \r\n \/\/ Traditional T.T.\r\n const ttCost = formulas.tt.wireFlat + \r\n formulas.tt.correspondentHops + \r\n (amount * formulas.tt.fxMarkup * complexityMultiplier) + \r\n (amount * formulas.tt.delayCostRate);\r\n\r\n \/\/ Traditional Escrow\r\n const escrowCost = (amount * formulas.escrow.portalRate) + \r\n (amount * formulas.escrow.fxMarkup * complexityMultiplier);\r\n\r\n \/\/ Tendify Trust Account (Efficient & Safe)\r\n const tendifyCost = (amount * formulas.tendify.portalRate) + \r\n (amount * formulas.tendify.fxMarkup);\r\n\r\n \/\/ Safeguard values\r\n const finalLc = Math.min(amount, lcCost);\r\n const finalTt = Math.min(amount, ttCost);\r\n const finalEscrow = Math.min(amount, escrowCost);\r\n const finalTendify = Math.min(amount, tendifyCost);\r\n\r\n \/\/ Percentages of original amount\r\n const percentLc = amount > 0 ? ((finalLc \/ amount) * 100).toFixed(1) : \"0.0\";\r\n const percentTt = amount > 0 ? ((finalTt \/ amount) * 100).toFixed(1) : \"0.0\";\r\n const percentEscrow = amount > 0 ? ((finalEscrow \/ amount) * 100).toFixed(1) : \"0.0\";\r\n const percentTendify = amount > 0 ? ((finalTendify \/ amount) * 100).toFixed(1) : \"0.0\";\r\n\r\n \/\/ Update UI Labels\r\n document.getElementById('label-lc-loss').innerText = formatCurrency(finalLc) + ` (${percentLc}%)`;\r\n document.getElementById('label-tt-loss').innerText = formatCurrency(finalTt) + ` (${percentTt}%)`;\r\n document.getElementById('label-escrow-loss').innerText = formatCurrency(finalEscrow) + ` (${percentEscrow}%)`;\r\n document.getElementById('label-tendify-loss').innerText = formatCurrency(finalTendify) + ` (${percentTendify}%)`;\r\n\r\n \/\/ Dynamic Chart Scale Bars (Determined by proportional scale relative to maximum loss)\r\n const maxCost = Math.max(finalLc, finalTt, finalEscrow, 1);\r\n document.getElementById('bar-lc').style.width = `${(finalLc \/ maxCost) * 100}%`;\r\n document.getElementById('bar-tt').style.width = `${(finalTt \/ maxCost) * 100}%`;\r\n document.getElementById('bar-escrow').style.width = `${(finalEscrow \/ maxCost) * 100}%`;\r\n document.getElementById('bar-tendify').style.width = `${(finalTendify \/ maxCost) * 100}%`;\r\n\r\n \/\/ Max traditional method cost used for \"Potential Savings\" highlight\r\n const maximumFrictionLoss = Math.max(finalLc, finalTt, finalEscrow);\r\n const potentialSavings = Math.max(0, maximumFrictionLoss - finalTendify);\r\n\r\n \/\/ Update Big Savings Badge\r\n document.getElementById('savings-amount-display').innerText = formatCurrency(potentialSavings);\r\n \r\n \/\/ Sync with bottom lead capture form badge\r\n document.getElementById('form-savings-badge').innerText = formatCurrency(potentialSavings);\r\n }\r\n\r\n \/\/ Format Helper\r\n function formatCurrency(val) {\r\n return currentCurrencySymbol + Math.round(val).toLocaleString('en-US');\r\n }\r\n\r\n \/\/ Scroll securely to actions card\r\n function scrollToLeadForm() {\r\n document.getElementById('success-screen').parentElement.scrollIntoView({ behavior: 'smooth' });\r\n }\r\n\r\n \/\/ Direct Redirection with visual premium loader transition\r\n function redirectTo(actionType) {\r\n const calculatedSavings = encodeURIComponent(document.getElementById('savings-amount-display').innerText);\r\n const rawAmount = encodeURIComponent(document.getElementById('deal-amount-input').value);\r\n\r\n \/\/ Appending dynamic calculation parameters in URL\r\n const queryParams = `?savings=${calculatedSavings}&deal_val=${rawAmount}¤cy=${currentCurrencyCode}&utm_source=hidden_cost_calculator`;\r\n\r\n let targetDestination = actionType === 'register' ? TENDIFY_CONFIG.registerUrl : TENDIFY_CONFIG.contactUrl;\r\n\r\n if (TENDIFY_CONFIG.enablePreFillParams) {\r\n targetDestination += queryParams;\r\n }\r\n\r\n const successScreen = document.getElementById('success-screen');\r\n const successHeader = document.getElementById('success-header');\r\n const successMsg = document.getElementById('success-msg-text');\r\n\r\n if (actionType === 'register') {\r\n successHeader.innerText = \"Accessing Portal...\";\r\n successMsg.innerText = `Redirecting to secure portal with ${document.getElementById('savings-amount-display').innerText} savings pre-loaded...`;\r\n } else {\r\n successHeader.innerText = \"Connecting to Global Desk...\";\r\n successMsg.innerText = \"Routing your trade details directly to our Dubai & Sydney expert desk...\";\r\n }\r\n\r\n \/\/ Show loading transition to maintain bank-grade UX\r\n successScreen.classList.add('active');\r\n\r\n \/\/ Top-level secure redirect\r\n setTimeout(() => {\r\n try {\r\n window.top.location.href = targetDestination;\r\n } catch (e) {\r\n window.location.href = targetDestination;\r\n }\r\n }, 1200);\r\n }\r\n\r\n \/\/ Run calculation instantly on window load\r\n window.onload = function() {\r\n calculateCosts();\r\n };\r\n <\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-625647c e-flex e-con-boxed e-con e-parent\" data-id=\"625647c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a58f2df elementor-widget elementor-widget-spacer\" data-id=\"a58f2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-5578a0a e-flex e-con-boxed e-con e-parent\" data-id=\"5578a0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2b6426 elementor-widget elementor-widget-wd_text_block\" data-id=\"e2b6426\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<h1 data-path-to-node=\"3\">International Trade Banking Cost Calculator: Reveal Hidden L\/C & T\/T Fees<\/h1><p data-path-to-node=\"4\">When executing cross-border transactions, what you see on your bank\u2019s invoice is rarely what you actually pay. Traditional trade financing methods like <b data-path-to-node=\"4\" data-index-in-node=\"152\">Letters of Credit (L\/C)<\/b> and <b data-path-to-node=\"4\" data-index-in-node=\"180\">Telegraphic Transfers (T\/T)<\/b> are notorious for harboring hidden drains on your capital.<\/p><p data-path-to-node=\"5\">The <b data-path-to-node=\"5\" data-index-in-node=\"4\">Tendify Hidden Banking Cost Calculator<\/b> is an advanced financial tool engineered for global traders, supply chain managers, and corporate procurement officers. It instantly dissects your transaction volume to expose the true cost of traditional banking channels, comparing them against next-generation multi-regional Escrow and Trust Account infrastructures.<\/p><h2 data-path-to-node=\"7\">Why Use the Hidden Banking Cost Calculator?<\/h2><p data-path-to-node=\"8\">Every cross-border B2B wire or credit issuance carries invisible margins that quietly erode up to <b data-path-to-node=\"8\" data-index-in-node=\"98\">3% to 5% of your total contract value<\/b>. These losses typically stem from:<\/p><ul data-path-to-node=\"9\"><li><p data-path-to-node=\"9,0,0\"><b data-path-to-node=\"9,0,0\" data-index-in-node=\"0\">Corroding Exchange Rate Spreads:<\/b> Banks rarely trade at the mid-market rate, pocketing a significant markup during conversion.<\/p><\/li><li><p data-path-to-node=\"9,1,0\"><b data-path-to-node=\"9,1,0\" data-index-in-node=\"0\">Intermediary and Correspondent Bank Fees:<\/b> Layered international routing costs that are stripped from the principal value during transit.<\/p><\/li><li><p data-path-to-node=\"9,2,0\"><b data-path-to-node=\"9,2,0\" data-index-in-node=\"0\">Capital Lock-up Costs (Opportunity Cost):<\/b> The severe financial strain of holding 100% collateral or liquidity in escrow for months while an L\/C matures.<\/p><\/li><\/ul><p data-path-to-node=\"10\">By simulating your exact transaction scale, this tool brings full financial transparency back to your supply chain.<\/p><h2 data-path-to-node=\"12\">How to Use the Calculator<\/h2><p data-path-to-node=\"13\">Navigating your trade cost analysis takes less than 30 seconds:<\/p><ol start=\"1\" data-path-to-node=\"14\"><li><p data-path-to-node=\"14,0,0\"><b data-path-to-node=\"14,0,0\" data-index-in-node=\"0\">Select Your Currency:<\/b> Choose your active trading currency (USD, EUR, etc.).<\/p><\/li><li><p data-path-to-node=\"14,1,0\"><b data-path-to-node=\"14,1,0\" data-index-in-node=\"0\">Input Contract Value:<\/b> Use the interactive slider or type your total invoice value directly into the input field.<\/p><\/li><li><p data-path-to-node=\"14,2,0\"><b data-path-to-node=\"14,2,0\" data-index-in-node=\"0\">Analyze the Breakdown:<\/b> Watch the system update in real-time. The dynamic breakdown splits costs into <i data-path-to-node=\"14,2,0\" data-index-in-node=\"101\">Exchange Rate Margins<\/i>, <i data-path-to-node=\"14,2,0\" data-index-in-node=\"124\">Handling Fees<\/i>, and <i data-path-to-node=\"14,2,0\" data-index-in-node=\"143\">Capital Opportunity Costs<\/i> across L\/C, T\/T, and Escrow frameworks.<\/p><\/li><li><p data-path-to-node=\"14,3,0\"><b data-path-to-node=\"14,3,0\" data-index-in-node=\"0\">Claim Your Savings:<\/b> Instantly see how much capital can be reclaimed by leveraging <b data-path-to-node=\"14,3,0\" data-index-in-node=\"82\">Tendify's optimized regional payment desks<\/b>.<\/p><\/li><\/ol><h2 data-path-to-node=\"16\">Key Benefits of Calculating Your Hidden Costs<\/h2><h3 data-path-to-node=\"17\">1. Reclaim Lost Profit Margins<\/h3><p data-path-to-node=\"18\">Stop leaving thousands of dollars in transit. This calculator gives you the exact figures needed to audit your current financing structures and redirect wasted bank commissions back into your net profit.<\/p><h3 data-path-to-node=\"19\">2. Make Safe, Strategic Financing Decisions<\/h3><p data-path-to-node=\"20\">Compare the heavy bureaucratic overhead of an L\/C with the fast liquidity turnarounds of a modernized Escrow. Knowing the exact cost friction of each method allows you to negotiate sharper terms with international suppliers.<\/p><h3 data-path-to-node=\"21\">3. Unlock Frictionless Escrow & Trust Desks<\/h3><p data-path-to-node=\"22\">Traditional infrastructure locks your capital; <b data-path-to-node=\"22\" data-index-in-node=\"47\">Tendify\u2019s<\/b> regional trust frameworks in premier financial corridors (including Dubai and Australia) offer robust corporate security without the steep transactional friction. Use your calculator results to migrate to a zero-waste, high-efficiency trade mechanism.<\/p><blockquote data-path-to-node=\"24\"><h3 data-path-to-node=\"24,0\">\ud83d\udca1 Ready to Protect Your Trade Capital?<\/h3><p data-path-to-node=\"24,1\">Don't let traditional banking fees silently consume your cross-border profits. Use the calculator above to evaluate your current transaction volume, then click <b data-path-to-node=\"24,1\" data-index-in-node=\"160\">Create Account & Claim Savings<\/b> or consult with our <b data-path-to-node=\"24,1\" data-index-in-node=\"211\">Dubai & AU Trade Desks<\/b> to transition your operations to a high-yield, transparent ecosystem.<\/p><\/blockquote>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-bc068d7 e-flex e-con-boxed e-con e-parent\" data-id=\"bc068d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14427f1 elementor-widget elementor-widget-video\" data-id=\"14427f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"youtube_url":"https:\\\/\\\/youtu.be\\\/VRDe4sXWy88","lazy_load":"yes","video_type":"youtube","controls":"yes"}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Stop wasting margins on international bank transfers. Use our interactive calculator to instantly reveal and eliminate hidden L\/C and T\/T transaction fees.<\/p>","protected":false},"author":15,"featured_media":18788,"comment_status":"open","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[767],"tags":[],"class_list":["post-18783","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-b2b-online-tools"],"_links":{"self":[{"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/posts\/18783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/comments?post=18783"}],"version-history":[{"count":3,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/posts\/18783\/revisions"}],"predecessor-version":[{"id":18809,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/posts\/18783\/revisions\/18809"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/media\/18788"}],"wp:attachment":[{"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/media?parent=18783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/categories?post=18783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/tags?post=18783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\r\n\r\n\r\n \r\n \r\n B2B Hidden Payment Cost Calculator | Tendify<\/title>\r\n \r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n \r\n <link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\">\r\n \r\n <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\r\n \r\n <style>\r\n \/* ROBUST FALLBACK CSS FOR TENDIFY THEME (Ensures 100% visual stability in Elementor) *\/\r\n :root {\r\n --bg-primary: #0b0f19;\r\n --bg-card: #151c2c;\r\n --bg-input: #1f293d;\r\n --color-primary: #f59e0b; \/* Golden Accent *\/\r\n --color-primary-hover: #d97706;\r\n --color-success: #10b981; \/* Fintech Green *\/\r\n --color-danger: #ef4444; \/* Alert Red *\/\r\n --color-text-main: #f3f4f6;\r\n --color-text-muted: #9ca3af;\r\n --border-color: #2a364f;\r\n --font-family: 'Plus Jakarta Sans', sans-serif;\r\n }\r\n\r\n \/* Essential reset & scoping to prevent Elementor styles bleeding in *\/\r\n .tendify-calc-wrapper {\r\n font-family: var(--font-family);\r\n background-color: var(--bg-primary);\r\n color: var(--color-text-main);\r\n padding: 2.5rem 1.5rem;\r\n border-radius: 24px;\r\n border: 1px solid var(--border-color);\r\n max-width: 1100px;\r\n margin: 2rem auto;\r\n box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);\r\n transition: all 0.3s ease;\r\n }\r\n\r\n .tendify-calc-grid {\r\n display: grid;\r\n grid-template-columns: 1fr;\r\n gap: 2rem;\r\n }\r\n\r\n @media (min-width: 768px) {\r\n .tendify-calc-grid {\r\n grid-template-columns: 1.1fr 0.9fr;\r\n }\r\n }\r\n\r\n .tendify-card {\r\n background-color: var(--bg-card);\r\n border: 1px solid var(--border-color);\r\n border-radius: 16px;\r\n padding: 1.75rem;\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n \/* Typography fallbacks *\/\r\n .tendify-title {\r\n color: #ffffff;\r\n font-weight: 800;\r\n line-height: 1.2;\r\n }\r\n\r\n .tendify-gradient-text {\r\n background: linear-gradient(135deg, #f59e0b 0%, #10b981 100%);\r\n -webkit-background-clip: text;\r\n -webkit-text-fill-color: transparent;\r\n }\r\n\r\n \/* Inputs & Sliders styling *\/\r\n .tendify-input-group {\r\n margin-bottom: 1.5rem;\r\n }\r\n\r\n .tendify-label {\r\n display: block;\r\n font-size: 0.875rem;\r\n font-weight: 600;\r\n color: var(--color-text-muted);\r\n margin-bottom: 0.5rem;\r\n }\r\n\r\n .tendify-input-wrapper {\r\n position: relative;\r\n display: flex;\r\n align-items: center;\r\n }\r\n\r\n .tendify-input-currency {\r\n position: absolute;\r\n left: 1rem;\r\n color: var(--color-primary);\r\n font-weight: 700;\r\n }\r\n\r\n .tendify-control {\r\n width: 100%;\r\n background-color: var(--bg-input);\r\n border: 1px solid var(--border-color);\r\n color: #ffffff;\r\n border-radius: 12px;\r\n padding: 0.85rem 1rem 0.85rem 2.5rem;\r\n font-size: 1.125rem;\r\n font-weight: 600;\r\n outline: none;\r\n transition: border-color 0.2s;\r\n }\r\n\r\n .tendify-control:focus {\r\n border-color: var(--color-primary);\r\n box-shadow: 0 0 0 2px rgba(245, 158, 11, 0.2);\r\n }\r\n\r\n \/* Custom Slider styling *\/\r\n .tendify-slider {\r\n -webkit-appearance: none;\r\n width: 100%;\r\n height: 6px;\r\n border-radius: 9999px;\r\n background: var(--border-color);\r\n outline: none;\r\n margin: 1.25rem 0;\r\n }\r\n\r\n .tendify-slider::-webkit-slider-thumb {\r\n -webkit-appearance: none;\r\n appearance: none;\r\n width: 22px;\r\n height: 22px;\r\n border-radius: 50%;\r\n background: var(--color-primary);\r\n cursor: pointer;\r\n box-shadow: 0 0 10px rgba(245, 158, 11, 0.5);\r\n transition: transform 0.1s;\r\n }\r\n\r\n .tendify-slider::-webkit-slider-thumb:hover {\r\n transform: scale(1.2);\r\n }\r\n\r\n \/* Cost comparison bar system *\/\r\n .cost-comparison-row {\r\n margin-bottom: 1.25rem;\r\n }\r\n\r\n .cost-bar-container {\r\n width: 100%;\r\n height: 10px;\r\n background-color: var(--bg-input);\r\n border-radius: 9999px;\r\n overflow: hidden;\r\n margin-top: 0.35rem;\r\n }\r\n\r\n .cost-bar-fill {\r\n height: 100%;\r\n border-radius: 9999px;\r\n width: 0%;\r\n transition: width 0.6s cubic-bezier(0.4, 0, 0.2, 1);\r\n }\r\n\r\n .bar-lc { background: linear-gradient(90deg, #ef4444, #b91c1c); }\r\n .bar-tt { background: linear-gradient(90deg, #f59e0b, #d97706); }\r\n .bar-escrow { background: linear-gradient(90deg, #3b82f6, #1d4ed8); }\r\n .bar-tendify { background: linear-gradient(90deg, #10b981, #047857); }\r\n\r\n \/* Badge design *\/\r\n .savings-badge {\r\n background: linear-gradient(135deg, rgba(16, 185, 129, 0.15) 0%, rgba(4, 120, 87, 0.15) 100%);\r\n border: 1px dashed var(--color-success);\r\n border-radius: 12px;\r\n padding: 1rem;\r\n text-align: center;\r\n margin-bottom: 1.5rem;\r\n }\r\n\r\n \/* Lead Gen Form styling *\/\r\n .tendify-btn {\r\n background: linear-gradient(135deg, var(--color-primary) 0%, #d97706 100%);\r\n color: #0b0f19;\r\n font-weight: 700;\r\n padding: 0.9rem 1.5rem;\r\n border-radius: 12px;\r\n width: 100%;\r\n border: none;\r\n cursor: pointer;\r\n transition: all 0.2s ease;\r\n display: flex;\r\n align-items: center;\r\n justify-content: center;\r\n gap: 0.5rem;\r\n }\r\n\r\n .tendify-btn:hover {\r\n transform: translateY(-2px);\r\n box-shadow: 0 10px 20px -5px rgba(245, 158, 11, 0.4);\r\n }\r\n\r\n .tendify-btn-secondary {\r\n background: transparent;\r\n border: 1px solid var(--border-color);\r\n color: var(--color-text-main);\r\n }\r\n\r\n .tendify-btn-secondary:hover {\r\n background-color: rgba(255, 255, 255, 0.05);\r\n border-color: var(--color-text-muted);\r\n }\r\n\r\n \/* Form Controls *\/\r\n .form-control-text {\r\n width: 100%;\r\n background-color: rgba(31, 41, 61, 0.6);\r\n border: 1px solid var(--border-color);\r\n color: #ffffff;\r\n border-radius: 10px;\r\n padding: 0.7rem 0.9rem;\r\n font-size: 0.95rem;\r\n outline: none;\r\n transition: border-color 0.2s;\r\n }\r\n\r\n .form-control-text:focus {\r\n border-color: var(--color-primary);\r\n }\r\n\r\n \/* Success screen styling *\/\r\n .success-overlay {\r\n position: absolute;\r\n top: 0; left: 0; width: 100%; height: 100%;\r\n background-color: rgba(21, 28, 44, 0.98);\r\n display: flex;\r\n flex-direction: column;\r\n align-items: center;\r\n justify-content: center;\r\n padding: 2rem;\r\n text-align: center;\r\n opacity: 0;\r\n pointer-events: none;\r\n transition: opacity 0.4s ease;\r\n z-index: 10;\r\n }\r\n\r\n .success-overlay.active {\r\n opacity: 1;\r\n pointer-events: auto;\r\n }\r\n <\/style>\r\n<\/head>\r\n<body class=\"bg-[#030712] py-8 px-4\">\r\n\r\n <div class=\"tendify-calc-wrapper\">\r\n \r\n \r\n <div class=\"text-center mb-8 max-w-2xl mx-auto\">\r\n <span class=\"text-xs font-bold uppercase tracking-wider text-amber-500 bg-amber-500\/10 px-3 py-1.5 rounded-full inline-block mb-3\">\r\n <i class=\"fa-solid fa-calculator mr-1\"><\/i> B2B Hidden Bank Cost Calculator\r\n <\/span>\r\n <h2 class=\"text-2xl md:text-4xl tendify-title mb-3\">\r\n Stop Giving <span class=\"text-red-500 font-extrabold\">5% of Your Profits<\/span> to Middleman Banks\r\n <\/h2>\r\n <p class=\"text-sm md:text-base text-gray-400\">\r\n Traditional Letter of Credit (L\/C) and wire transfers (TT) hold silent conversion markups, hidden correspondent bank hops, and capital lock-up fees. See what you're losing in seconds.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-calc-grid\">\r\n \r\n \r\n <div class=\"flex flex-col gap-6\">\r\n \r\n <div class=\"tendify-card\">\r\n <h3 class=\"text-lg font-bold text-white mb-4 flex items-center gap-2\">\r\n <i class=\"fa-solid fa-coins text-amber-500\"><\/i> Configure Transaction\r\n <\/h3>\r\n\r\n \r\n <div class=\"tendify-input-group\">\r\n <label class=\"tendify-label\">Transaction Currency<\/label>\r\n <div class=\"grid grid-cols-3 gap-2 mt-1\">\r\n <button onclick=\"setCurrency('USD', '$')\" id=\"btn-curr-USD\" class=\"py-2 px-3 rounded-lg border border-amber-500 bg-amber-500\/10 text-white font-bold transition-all text-sm\">\r\n USD ($)\r\n <\/button>\r\n <button onclick=\"setCurrency('EUR', '\u20ac')\" id=\"btn-curr-EUR\" class=\"py-2 px-3 rounded-lg border border-slate-700 bg-slate-800 text-gray-400 transition-all text-sm hover:border-slate-600\">\r\n EUR (\u20ac)\r\n <\/button>\r\n <button onclick=\"setCurrency('GBP', '\u00a3')\" id=\"btn-curr-GBP\" class=\"py-2 px-3 rounded-lg border border-slate-700 bg-slate-800 text-gray-400 transition-all text-sm hover:border-slate-600\">\r\n GBP (\u00a3)\r\n <\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-input-group\">\r\n <div class=\"flex justify-between items-center mb-1\">\r\n <label class=\"tendify-label mb-0\">Deal \/ Contract Value<\/label>\r\n <span class=\"text-xs text-amber-500 font-semibold\">Min: 10K \/ Max: 2M<\/span>\r\n <\/div>\r\n <div class=\"tendify-input-wrapper\">\r\n <span class=\"tendify-input-currency\" id=\"currency-symbol\">$<\/span>\r\n <input type=\"number\" id=\"deal-amount-input\" class=\"tendify-control\" value=\"150000\" min=\"10000\" max=\"2000000\" oninput=\"syncFromInput(this.value)\">\r\n <\/div>\r\n <input type=\"range\" id=\"deal-amount-slider\" class=\"tendify-slider\" min=\"10000\" max=\"2000000\" step=\"5000\" value=\"150000\" oninput=\"syncFromSlider(this.value)\">\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-input-group\">\r\n <label class=\"tendify-label\">Trading & Sourcing Sector<\/label>\r\n <select id=\"sector-select\" onchange=\"calculateCosts()\" class=\"form-control-text w-full\">\r\n <option value=\"general\">General Commodities \/ Physical Goods<\/option>\r\n <option value=\"electronics\">High-Value Electronics \/ Tech Supply<\/option>\r\n <option value=\"machinery\">Heavy Industrial Machinery & Steel<\/option>\r\n <option value=\"services\">Software, Logistics & Enterprise Services<\/option>\r\n <\/select>\r\n <\/div>\r\n\r\n <p class=\"text-xs text-gray-500 leading-relaxed italic\">\r\n * Calculations are based on real-time global commercial banking data, including average FX markup spreads (2.1% - 3.4%) and correspondent bank network deductions.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-card border-amber-500\/30 bg-gradient-to-br from-[#151c2c] to-[#122c23]\">\r\n \r\n \r\n <div class=\"success-overlay\" id=\"success-screen\">\r\n <div class=\"w-16 h-16 bg-emerald-500\/20 text-emerald-400 border border-emerald-500 rounded-full flex items-center justify-center text-2xl mb-4 animate-bounce\">\r\n <i class=\"fa-solid fa-shield-halved\"><\/i>\r\n <\/div>\r\n <h4 class=\"text-xl font-bold text-white mb-2\" id=\"success-header\">Connecting...<\/h4>\r\n <p class=\"text-sm text-gray-400 max-w-sm mb-6\" id=\"success-msg-text\">\r\n Redirecting to Tendify Secure Portal...\r\n <\/p>\r\n <\/div>\r\n\r\n <h3 class=\"text-lg font-bold text-white mb-2 flex items-center gap-2\">\r\n <i class=\"fa-solid fa-shield-halved text-emerald-400\"><\/i> Unlock Zero-Waste Escrow\r\n <\/h3>\r\n <p class=\"text-sm text-gray-300 mb-4\">\r\n Why sacrifice up to 5% of profit? Our institutional <strong>Trust Account structure in Dubai & Australia<\/strong> provides bulletproof payment security with 0.5% flat transparency.\r\n <\/p>\r\n\r\n \r\n <div class=\"bg-[#0b0f19]\/80 p-3 rounded-lg border border-[#2a364f] flex justify-between items-center mb-4\">\r\n <span class=\"text-xs text-gray-400\">Your Calculated Savings:<\/span>\r\n <span class=\"text-sm font-bold text-emerald-400\" id=\"form-savings-badge\">$0,000<\/span>\r\n <\/div>\r\n\r\n \r\n <div class=\"flex flex-col gap-2 pt-1\">\r\n <button type=\"button\" onclick=\"redirectTo('register')\" class=\"tendify-btn bg-gradient-to-r from-amber-500 to-amber-600 hover:from-amber-400 hover:to-amber-500 text-slate-950 font-extrabold shadow-lg\">\r\n <i class=\"fa-solid fa-user-plus mr-1\"><\/i>\r\n <span>Create Account & Claim Savings<\/span>\r\n <\/button>\r\n \r\n <button type=\"button\" onclick=\"redirectTo('contact')\" class=\"tendify-btn tendify-btn-secondary hover:bg-white\/5 border-emerald-500\/30 text-emerald-400\">\r\n <i class=\"fa-solid fa-headset mr-1\"><\/i>\r\n <span>Talk to Expert (Dubai & AU Desk)<\/span>\r\n <\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n \r\n <div class=\"tendify-card flex flex-col justify-between\">\r\n \r\n <div>\r\n \r\n <div class=\"savings-badge\">\r\n <p class=\"text-xs text-emerald-400 uppercase tracking-widest font-extrabold mb-1\">Estimated Savings with Tendify Trust Account<\/p>\r\n <h2 class=\"text-3xl md:text-4xl font-extrabold text-emerald-400\" id=\"savings-amount-display\">$0.00<\/h2>\r\n <p class=\"text-xs text-gray-400 mt-1\">Based on optimized interbank routing and zero holding penalties.<\/p>\r\n <\/div>\r\n\r\n \r\n <h4 class=\"text-sm font-bold text-gray-300 uppercase tracking-wider mb-4 flex items-center justify-between\">\r\n <span>Losing Breakdown Comparison<\/span>\r\n <span class=\"text-xs text-gray-500 font-normal\">Percentage shows total friction<\/span>\r\n <\/h4>\r\n\r\n \r\n <div class=\"space-y-4 mb-6\">\r\n \r\n <div class=\"cost-comparison-row\">\r\n <div class=\"flex justify-between text-xs font-semibold mb-1\">\r\n <span class=\"text-red-400\"><i class=\"fa-solid fa-file-contract mr-1\"><\/i> Traditional L\/C (Letter of Credit)<\/span>\r\n <span id=\"label-lc-loss\" class=\"text-red-400\">$0 (0.0%)<\/span>\r\n <\/div>\r\n <div class=\"cost-bar-container\">\r\n <div id=\"bar-lc\" class=\"cost-bar-fill bar-lc\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"cost-comparison-row\">\r\n <div class=\"flex justify-between text-xs font-semibold mb-1\">\r\n <span class=\"text-amber-500\"><i class=\"fa-solid fa-building-columns mr-1\"><\/i> Standard Bank Wire \/ T.T.<\/span>\r\n <span id=\"label-tt-loss\" class=\"text-amber-500\">$0 (0.0%)<\/span>\r\n <\/div>\r\n <div class=\"cost-bar-container\">\r\n <div id=\"bar-tt\" class=\"cost-bar-fill bar-tt\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"cost-comparison-row\">\r\n <div class=\"flex justify-between text-xs font-semibold mb-1\">\r\n <span class=\"text-blue-400\"><i class=\"fa-solid fa-handshake-simple mr-1\"><\/i> Traditional Escrow Portal<\/span>\r\n <span id=\"label-escrow-loss\" class=\"text-blue-400\">$0 (0.0%)<\/span>\r\n <\/div>\r\n <div class=\"cost-bar-container\">\r\n <div id=\"bar-escrow\" class=\"cost-bar-fill bar-escrow\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"cost-comparison-row\">\r\n <div class=\"flex justify-between text-xs font-semibold mb-1\">\r\n <span class=\"text-emerald-400 font-bold\"><i class=\"fa-solid fa-award mr-1\"><\/i> Tendify Trust System<\/span>\r\n <span id=\"label-tendify-loss\" class=\"text-emerald-400 font-bold\">$0 (0.0%)<\/span>\r\n <\/div>\r\n <div class=\"cost-bar-container\">\r\n <div id=\"bar-tendify\" class=\"cost-bar-fill bar-tendify\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"bg-slate-900\/60 rounded-xl p-4 border border-slate-800\">\r\n <h4 class=\"text-sm font-bold text-white mb-3 flex items-center gap-2\">\r\n <i class=\"fa-solid fa-list-check text-blue-400\"><\/i> Why is Bank Friction So High?\r\n <\/h4>\r\n \r\n <div class=\"grid grid-cols-2 gap-3 text-xs text-gray-400\">\r\n <div class=\"border-b border-slate-800 pb-2\">\r\n <p class=\"text-gray-500\">FX Spread Markup<\/p>\r\n <p class=\"text-white font-semibold\">1.5% - 3.5% hidden in rates<\/p>\r\n <\/div>\r\n <div class=\"border-b border-slate-800 pb-2\">\r\n <p class=\"text-gray-500\">Correspondent Banks<\/p>\r\n <p class=\"text-white font-semibold\">$35 - $120 per intermediary<\/p>\r\n <\/div>\r\n <div class=\"border-b border-slate-800 pb-2\">\r\n <p class=\"text-gray-500\">L\/C Issuing Fees<\/p>\r\n <p class=\"text-white font-semibold\">1% - 2% of total contract value<\/p>\r\n <\/div>\r\n <div class=\"border-b border-slate-800 pb-2\">\r\n <p class=\"text-gray-500\">Capital Lockup Cost<\/p>\r\n <p class=\"text-white font-semibold\">Funds blocked 30 to 90 days<\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"mt-4 p-3 rounded-lg bg-amber-500\/5 border border-amber-500\/10 flex items-start gap-2\">\r\n <i class=\"fa-solid fa-triangle-exclamation text-amber-500 mt-0.5 text-xs\"><\/i>\r\n <p class=\"text-[11px] text-gray-400 leading-normal\">\r\n <strong>Capital Lockup Penalty:<\/strong> When your funds are stuck in processing or Escrows, you lose interest and liquidity. We mitigate this with rapid, same-day settlement options.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"mt-6 pt-4 border-t border-slate-800 flex justify-between gap-2\">\r\n <button onclick=\"copyToClipboard()\" class=\"tendify-btn tendify-btn-secondary text-xs py-2 w-1\/2 flex items-center justify-center gap-1\">\r\n <i class=\"fa-solid fa-clipboard\"><\/i> Copy Cost Report\r\n <\/button>\r\n <button onclick=\"scrollToLeadForm()\" class=\"tendify-btn text-xs py-2 w-1\/2 flex items-center justify-center gap-1\">\r\n <i class=\"fa-solid fa-comment-dollar\"><\/i> Get Trust Quote\r\n <\/button>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <script>\r\n \r\n \/\/ TENDIFY REDIRECTION INTEGRATION CONFIGURATION\r\n const TENDIFY_CONFIG = {\r\n registerUrl: \"https:\/\/tendify.net\/my-account\/\", \/\/ Path to registration\/account\r\n contactUrl: \"https:\/\/tendify.net\/global-trade-solutions\/\", \/\/ Path to services\/expert contact page\r\n enablePreFillParams: true \/\/ Passes calculated savings and values in the URL\r\n };\r\n\r\n \/\/ Core state\r\n let currentCurrencySymbol = '$';\r\n let currentCurrencyCode = 'USD';\r\n \r\n \/\/ Calculations Configuration\r\n const formulas = {\r\n lc: {\r\n issuanceRate: 0.015, \/\/ 1.5% average\r\n correspondentFlat: 250, \r\n fxMarkup: 0.022, \/\/ 2.2% FX markup spread\r\n capitalLockup: 0.03 \/\/ Opportunity cost of frozen money (2 months)\r\n },\r\n tt: {\r\n wireFlat: 45,\r\n correspondentHops: 80,\r\n fxMarkup: 0.028, \/\/ 2.8% retail\/commercial FX markup\r\n delayCostRate: 0.005 \/\/ 0.5% delay loss\r\n },\r\n escrow: {\r\n portalRate: 0.02, \/\/ 2% platform fee\r\n fxMarkup: 0.015 \/\/ 1.5% markup\r\n },\r\n tendify: {\r\n portalRate: 0.005, \/\/ 0.5% flat service fee\r\n fxMarkup: 0.002 \/\/ 0.2% interbank conversion rate optimization\r\n }\r\n };\r\n\r\n \/\/ Sync visual sliders and keyboard numbers\r\n function syncFromSlider(val) {\r\n document.getElementById('deal-amount-input').value = val;\r\n calculateCosts();\r\n }\r\n\r\n function syncFromInput(val) {\r\n \/\/ Guard rails to avoid extreme performance lags\r\n if (val > 2000000) val = 2000000;\r\n if (val < 0) val = 0;\r\n document.getElementById('deal-amount-slider').value = val;\r\n calculateCosts();\r\n }\r\n\r\n \/\/ Change Currency Setup\r\n function setCurrency(currency, symbol) {\r\n currentCurrencyCode = currency;\r\n currentCurrencySymbol = symbol;\r\n \r\n \/\/ Set labels\r\n document.getElementById('currency-symbol').innerText = symbol;\r\n \r\n \/\/ Toggle active classes manually for total UI safety\r\n ['USD', 'EUR', 'GBP'].forEach(curr => {\r\n const btn = document.getElementById('btn-curr-' + curr);\r\n if (curr === currency) {\r\n btn.className = \"py-2 px-3 rounded-lg border border-amber-500 bg-amber-500\/10 text-white font-bold transition-all text-sm\";\r\n } else {\r\n btn.className = \"py-2 px-3 rounded-lg border border-slate-700 bg-slate-800 text-gray-400 transition-all text-sm hover:border-slate-600\";\r\n }\r\n });\r\n\r\n calculateCosts();\r\n }\r\n\r\n \/\/ Main Calculation Engine\r\n function calculateCosts() {\r\n const amount = parseFloat(document.getElementById('deal-amount-input').value) || 0;\r\n const sector = document.getElementById('sector-select').value;\r\n \r\n \/\/ Apply slight multipliers depending on sector complexity\r\n let complexityMultiplier = 1.0;\r\n if (sector === 'machinery') complexityMultiplier = 1.15;\r\n if (sector === 'electronics') complexityMultiplier = 1.1;\r\n if (sector === 'services') complexityMultiplier = 0.9;\r\n\r\n \/\/ Calculate precise breakdowns\r\n \/\/ Traditional L\/C\r\n const lcCost = (amount * formulas.lc.issuanceRate * complexityMultiplier) + \r\n formulas.lc.correspondentFlat + \r\n (amount * formulas.lc.fxMarkup) + \r\n (amount * formulas.lc.capitalLockup);\r\n \r\n \/\/ Traditional T.T.\r\n const ttCost = formulas.tt.wireFlat + \r\n formulas.tt.correspondentHops + \r\n (amount * formulas.tt.fxMarkup * complexityMultiplier) + \r\n (amount * formulas.tt.delayCostRate);\r\n\r\n \/\/ Traditional Escrow\r\n const escrowCost = (amount * formulas.escrow.portalRate) + \r\n (amount * formulas.escrow.fxMarkup * complexityMultiplier);\r\n\r\n \/\/ Tendify Trust Account (Efficient & Safe)\r\n const tendifyCost = (amount * formulas.tendify.portalRate) + \r\n (amount * formulas.tendify.fxMarkup);\r\n\r\n \/\/ Safeguard values\r\n const finalLc = Math.min(amount, lcCost);\r\n const finalTt = Math.min(amount, ttCost);\r\n const finalEscrow = Math.min(amount, escrowCost);\r\n const finalTendify = Math.min(amount, tendifyCost);\r\n\r\n \/\/ Percentages of original amount\r\n const percentLc = amount > 0 ? ((finalLc \/ amount) * 100).toFixed(1) : \"0.0\";\r\n const percentTt = amount > 0 ? ((finalTt \/ amount) * 100).toFixed(1) : \"0.0\";\r\n const percentEscrow = amount > 0 ? ((finalEscrow \/ amount) * 100).toFixed(1) : \"0.0\";\r\n const percentTendify = amount > 0 ? ((finalTendify \/ amount) * 100).toFixed(1) : \"0.0\";\r\n\r\n \/\/ Update UI Labels\r\n document.getElementById('label-lc-loss').innerText = formatCurrency(finalLc) + ` (${percentLc}%)`;\r\n document.getElementById('label-tt-loss').innerText = formatCurrency(finalTt) + ` (${percentTt}%)`;\r\n document.getElementById('label-escrow-loss').innerText = formatCurrency(finalEscrow) + ` (${percentEscrow}%)`;\r\n document.getElementById('label-tendify-loss').innerText = formatCurrency(finalTendify) + ` (${percentTendify}%)`;\r\n\r\n \/\/ Dynamic Chart Scale Bars (Determined by proportional scale relative to maximum loss)\r\n const maxCost = Math.max(finalLc, finalTt, finalEscrow, 1);\r\n document.getElementById('bar-lc').style.width = `${(finalLc \/ maxCost) * 100}%`;\r\n document.getElementById('bar-tt').style.width = `${(finalTt \/ maxCost) * 100}%`;\r\n document.getElementById('bar-escrow').style.width = `${(finalEscrow \/ maxCost) * 100}%`;\r\n document.getElementById('bar-tendify').style.width = `${(finalTendify \/ maxCost) * 100}%`;\r\n\r\n \/\/ Max traditional method cost used for \"Potential Savings\" highlight\r\n const maximumFrictionLoss = Math.max(finalLc, finalTt, finalEscrow);\r\n const potentialSavings = Math.max(0, maximumFrictionLoss - finalTendify);\r\n\r\n \/\/ Update Big Savings Badge\r\n document.getElementById('savings-amount-display').innerText = formatCurrency(potentialSavings);\r\n \r\n \/\/ Sync with bottom lead capture form badge\r\n document.getElementById('form-savings-badge').innerText = formatCurrency(potentialSavings);\r\n }\r\n\r\n \/\/ Format Helper\r\n function formatCurrency(val) {\r\n return currentCurrencySymbol + Math.round(val).toLocaleString('en-US');\r\n }\r\n\r\n \/\/ Scroll securely to actions card\r\n function scrollToLeadForm() {\r\n document.getElementById('success-screen').parentElement.scrollIntoView({ behavior: 'smooth' });\r\n }\r\n\r\n \/\/ Direct Redirection with visual premium loader transition\r\n function redirectTo(actionType) {\r\n const calculatedSavings = encodeURIComponent(document.getElementById('savings-amount-display').innerText);\r\n const rawAmount = encodeURIComponent(document.getElementById('deal-amount-input').value);\r\n\r\n \/\/ Appending dynamic calculation parameters in URL\r\n const queryParams = `?savings=${calculatedSavings}&deal_val=${rawAmount}¤cy=${currentCurrencyCode}&utm_source=hidden_cost_calculator`;\r\n\r\n let targetDestination = actionType === 'register' ? TENDIFY_CONFIG.registerUrl : TENDIFY_CONFIG.contactUrl;\r\n\r\n if (TENDIFY_CONFIG.enablePreFillParams) {\r\n targetDestination += queryParams;\r\n }\r\n\r\n const successScreen = document.getElementById('success-screen');\r\n const successHeader = document.getElementById('success-header');\r\n const successMsg = document.getElementById('success-msg-text');\r\n\r\n if (actionType === 'register') {\r\n successHeader.innerText = \"Accessing Portal...\";\r\n successMsg.innerText = `Redirecting to secure portal with ${document.getElementById('savings-amount-display').innerText} savings pre-loaded...`;\r\n } else {\r\n successHeader.innerText = \"Connecting to Global Desk...\";\r\n successMsg.innerText = \"Routing your trade details directly to our Dubai & Sydney expert desk...\";\r\n }\r\n\r\n \/\/ Show loading transition to maintain bank-grade UX\r\n successScreen.classList.add('active');\r\n\r\n \/\/ Top-level secure redirect\r\n setTimeout(() => {\r\n try {\r\n window.top.location.href = targetDestination;\r\n } catch (e) {\r\n window.location.href = targetDestination;\r\n }\r\n }, 1200);\r\n }\r\n\r\n \/\/ Run calculation instantly on window load\r\n window.onload = function() {\r\n calculateCosts();\r\n };\r\n <\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-625647c e-flex e-con-boxed e-con e-parent\" data-id=\"625647c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a58f2df elementor-widget elementor-widget-spacer\" data-id=\"a58f2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-5578a0a e-flex e-con-boxed e-con e-parent\" data-id=\"5578a0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2b6426 elementor-widget elementor-widget-wd_text_block\" data-id=\"e2b6426\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<h1 data-path-to-node=\"3\">International Trade Banking Cost Calculator: Reveal Hidden L\/C & T\/T Fees<\/h1><p data-path-to-node=\"4\">When executing cross-border transactions, what you see on your bank\u2019s invoice is rarely what you actually pay. Traditional trade financing methods like <b data-path-to-node=\"4\" data-index-in-node=\"152\">Letters of Credit (L\/C)<\/b> and <b data-path-to-node=\"4\" data-index-in-node=\"180\">Telegraphic Transfers (T\/T)<\/b> are notorious for harboring hidden drains on your capital.<\/p><p data-path-to-node=\"5\">The <b data-path-to-node=\"5\" data-index-in-node=\"4\">Tendify Hidden Banking Cost Calculator<\/b> is an advanced financial tool engineered for global traders, supply chain managers, and corporate procurement officers. It instantly dissects your transaction volume to expose the true cost of traditional banking channels, comparing them against next-generation multi-regional Escrow and Trust Account infrastructures.<\/p><h2 data-path-to-node=\"7\">Why Use the Hidden Banking Cost Calculator?<\/h2><p data-path-to-node=\"8\">Every cross-border B2B wire or credit issuance carries invisible margins that quietly erode up to <b data-path-to-node=\"8\" data-index-in-node=\"98\">3% to 5% of your total contract value<\/b>. These losses typically stem from:<\/p><ul data-path-to-node=\"9\"><li><p data-path-to-node=\"9,0,0\"><b data-path-to-node=\"9,0,0\" data-index-in-node=\"0\">Corroding Exchange Rate Spreads:<\/b> Banks rarely trade at the mid-market rate, pocketing a significant markup during conversion.<\/p><\/li><li><p data-path-to-node=\"9,1,0\"><b data-path-to-node=\"9,1,0\" data-index-in-node=\"0\">Intermediary and Correspondent Bank Fees:<\/b> Layered international routing costs that are stripped from the principal value during transit.<\/p><\/li><li><p data-path-to-node=\"9,2,0\"><b data-path-to-node=\"9,2,0\" data-index-in-node=\"0\">Capital Lock-up Costs (Opportunity Cost):<\/b> The severe financial strain of holding 100% collateral or liquidity in escrow for months while an L\/C matures.<\/p><\/li><\/ul><p data-path-to-node=\"10\">By simulating your exact transaction scale, this tool brings full financial transparency back to your supply chain.<\/p><h2 data-path-to-node=\"12\">How to Use the Calculator<\/h2><p data-path-to-node=\"13\">Navigating your trade cost analysis takes less than 30 seconds:<\/p><ol start=\"1\" data-path-to-node=\"14\"><li><p data-path-to-node=\"14,0,0\"><b data-path-to-node=\"14,0,0\" data-index-in-node=\"0\">Select Your Currency:<\/b> Choose your active trading currency (USD, EUR, etc.).<\/p><\/li><li><p data-path-to-node=\"14,1,0\"><b data-path-to-node=\"14,1,0\" data-index-in-node=\"0\">Input Contract Value:<\/b> Use the interactive slider or type your total invoice value directly into the input field.<\/p><\/li><li><p data-path-to-node=\"14,2,0\"><b data-path-to-node=\"14,2,0\" data-index-in-node=\"0\">Analyze the Breakdown:<\/b> Watch the system update in real-time. The dynamic breakdown splits costs into <i data-path-to-node=\"14,2,0\" data-index-in-node=\"101\">Exchange Rate Margins<\/i>, <i data-path-to-node=\"14,2,0\" data-index-in-node=\"124\">Handling Fees<\/i>, and <i data-path-to-node=\"14,2,0\" data-index-in-node=\"143\">Capital Opportunity Costs<\/i> across L\/C, T\/T, and Escrow frameworks.<\/p><\/li><li><p data-path-to-node=\"14,3,0\"><b data-path-to-node=\"14,3,0\" data-index-in-node=\"0\">Claim Your Savings:<\/b> Instantly see how much capital can be reclaimed by leveraging <b data-path-to-node=\"14,3,0\" data-index-in-node=\"82\">Tendify's optimized regional payment desks<\/b>.<\/p><\/li><\/ol><h2 data-path-to-node=\"16\">Key Benefits of Calculating Your Hidden Costs<\/h2><h3 data-path-to-node=\"17\">1. Reclaim Lost Profit Margins<\/h3><p data-path-to-node=\"18\">Stop leaving thousands of dollars in transit. This calculator gives you the exact figures needed to audit your current financing structures and redirect wasted bank commissions back into your net profit.<\/p><h3 data-path-to-node=\"19\">2. Make Safe, Strategic Financing Decisions<\/h3><p data-path-to-node=\"20\">Compare the heavy bureaucratic overhead of an L\/C with the fast liquidity turnarounds of a modernized Escrow. Knowing the exact cost friction of each method allows you to negotiate sharper terms with international suppliers.<\/p><h3 data-path-to-node=\"21\">3. Unlock Frictionless Escrow & Trust Desks<\/h3><p data-path-to-node=\"22\">Traditional infrastructure locks your capital; <b data-path-to-node=\"22\" data-index-in-node=\"47\">Tendify\u2019s<\/b> regional trust frameworks in premier financial corridors (including Dubai and Australia) offer robust corporate security without the steep transactional friction. Use your calculator results to migrate to a zero-waste, high-efficiency trade mechanism.<\/p><blockquote data-path-to-node=\"24\"><h3 data-path-to-node=\"24,0\">\ud83d\udca1 Ready to Protect Your Trade Capital?<\/h3><p data-path-to-node=\"24,1\">Don't let traditional banking fees silently consume your cross-border profits. Use the calculator above to evaluate your current transaction volume, then click <b data-path-to-node=\"24,1\" data-index-in-node=\"160\">Create Account & Claim Savings<\/b> or consult with our <b data-path-to-node=\"24,1\" data-index-in-node=\"211\">Dubai & AU Trade Desks<\/b> to transition your operations to a high-yield, transparent ecosystem.<\/p><\/blockquote>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-bc068d7 e-flex e-con-boxed e-con e-parent\" data-id=\"bc068d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14427f1 elementor-widget elementor-widget-video\" data-id=\"14427f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"youtube_url":"https:\\\/\\\/youtu.be\\\/VRDe4sXWy88","lazy_load":"yes","video_type":"youtube","controls":"yes"}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Stop wasting margins on international bank transfers. Use our interactive calculator to instantly reveal and eliminate hidden L\/C and T\/T transaction fees.<\/p>","protected":false},"author":15,"featured_media":18788,"comment_status":"open","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[767],"tags":[],"class_list":["post-18783","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-b2b-online-tools"],"_links":{"self":[{"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/posts\/18783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/comments?post=18783"}],"version-history":[{"count":3,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/posts\/18783\/revisions"}],"predecessor-version":[{"id":18809,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/posts\/18783\/revisions\/18809"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/media\/18788"}],"wp:attachment":[{"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/media?parent=18783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/categories?post=18783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tendify.net\/ar\/wp-json\/wp\/v2\/tags?post=18783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}