{"id":14383,"date":"2025-12-12T12:29:48","date_gmt":"2025-12-12T12:29:48","guid":{"rendered":"https:\/\/tendify.net\/?p=14383"},"modified":"2026-07-15T05:33:33","modified_gmt":"2026-07-15T05:33:33","slug":"advancedloancalculator","status":"publish","type":"post","link":"https:\/\/tendify.net\/fa\/advancedloancalculator\/","title":{"rendered":"Free Advanced Loan &#038; Financial Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14383\" class=\"elementor elementor-14383\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"wd-negative-gap elementor-element elementor-element-2a4dab7 e-flex e-con-boxed e-con e-parent\" data-id=\"2a4dab7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e60838f elementor-widget elementor-widget-html\" data-id=\"e60838f\" data-element_type=\"widget\" data-e-type=\"widget\" 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}\r\n        .highlight {\r\n            font-size: 2rem;\r\n            font-weight: bold;\r\n            color: var(--primary);\r\n            text-align: center;\r\n            margin: 1rem 0;\r\n        }\r\n        .charts {\r\n            display: grid;\r\n            grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));\r\n            gap: 2rem;\r\n            margin: 2rem 0;\r\n        }\r\n        table {\r\n            width: 100%;\r\n            border-collapse: collapse;\r\n            margin: 2rem 0;\r\n        }\r\n        th, td {\r\n            padding: 12px;\r\n            text-align: center;\r\n            border: 1px solid #e5e7eb;\r\n        }\r\n        th { background: #f3f4f6; }\r\n        .actions {\r\n            display: flex;\r\n            gap: 1rem;\r\n            margin: 2rem 0;\r\n        }\r\n        .theme-toggle {\r\n            position: absolute;\r\n            right: 2rem;\r\n            top: 1rem;\r\n            background: none;\r\n            border: none;\r\n            color: white;\r\n            font-size: 1.5rem;\r\n            cursor: pointer;\r\n        }\r\n        .currency-select { margin-bottom: 1rem; }\r\n        @media (max-width: 768px) {\r\n            .charts { grid-template-columns: 1fr; }\r\n            .form-grid { grid-template-columns: 1fr; }\r\n        }\r\n    <\/style>\r\n<\/head>\r\n<body>\r\n    <header>\r\n        <h1>Tendify.net - Advanced Loan & Financial Calculator<\/h1>\r\n        <button class=\"theme-toggle\" onclick=\"toggleTheme()\">\r\n            <i class=\"fas fa-moon\"><\/i>\r\n        <\/button>\r\n    <\/header>\r\n\r\n    <div class=\"container\">\r\n        <div class=\"card\">\r\n            <div class=\"tabs\">\r\n                <button class=\"tab active\" data-tab=\"loan\">Standard Loan<\/button>\r\n                <button class=\"tab\" data-tab=\"blocked\">Loan with Blocked Deposit<\/button>\r\n                <button class=\"tab\" data-tab=\"compare\">Loan vs Deposit<\/button>\r\n                <button class=\"tab\" data-tab=\"pro\">Professional Financial Tools<\/button>\r\n            <\/div>\r\n\r\n            <div class=\"currency-select\">\r\n                <label>Currency:<\/label>\r\n                <select id=\"currency\">\r\n                    <option value=\"USD\">US Dollar (USD)<\/option>\r\n                    <option value=\"EUR\">Euro (EUR)<\/option>\r\n                    <option value=\"GBP\">British Pound (GBP)<\/option>\r\n                    <option value=\"JPY\">Japanese Yen (JPY)<\/option>\r\n                    <option value=\"CAD\">Canadian Dollar (CAD)<\/option>\r\n                    <option value=\"AUD\">Australian Dollar (AUD)<\/option>\r\n                    <option value=\"CHF\">Swiss Franc (CHF)<\/option>\r\n                <\/select>\r\n            <\/div>\r\n\r\n            <!-- Standard Loan Calculator -->\r\n            <div id=\"loan\" class=\"tab-content\">\r\n                <h2>Standard Loan Calculator<\/h2>\r\n                <div class=\"form-grid\">\r\n                    <div class=\"input-group\">\r\n                        <label>Loan Amount (PV)<\/label>\r\n                        <input type=\"number\" id=\"loan-pv\" value=\"100000\" placeholder=\"e.g. 100,000\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Annual Interest Rate (%)<\/label>\r\n                        <input type=\"number\" step=\"0.01\" id=\"loan-rate\" value=\"5\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Loan Term (months)<\/label>\r\n                        <input type=\"number\" id=\"loan-months\" value=\"60\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Grace Period (months)<\/label>\r\n                        <input type=\"number\" id=\"loan-grace\" value=\"0\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Repayment Type<\/label>\r\n                        <select id=\"loan-type\">\r\n                            <option value=\"annuity\">Fixed Installments (Annuity)<\/option>\r\n                            <option value=\"linear\">Declining Balance (Linear)<\/option>\r\n                        <\/select>\r\n                    <\/div>\r\n                <\/div>\r\n                <button onclick=\"calculateLoan()\">Calculate<\/button>\r\n            <\/div>\r\n\r\n            <!-- Blocked Deposit Loan -->\r\n            <div id=\"blocked\" class=\"tab-content\" style=\"display:none;\">\r\n                <h2>Loan with Blocked Deposit<\/h2>\r\n                <div class=\"form-grid\">\r\n                    <div class=\"input-group\">\r\n                        <label>Requested Loan Amount<\/label>\r\n                        <input type=\"number\" id=\"blocked-requested\" value=\"100000\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Blocked Percentage (% of loan)<\/label>\r\n                        <input type=\"number\" step=\"0.01\" id=\"blocked-percent\" value=\"20\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Blocked Period (months)<\/label>\r\n                        <input type=\"number\" id=\"blocked-months\" value=\"60\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Blocked Deposit Interest Rate (% annual)<\/label>\r\n                        <input type=\"number\" step=\"0.01\" id=\"blocked-rate\" value=\"3\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Loan Interest Rate (% annual)<\/label>\r\n                        <input type=\"number\" step=\"0.01\" id=\"blocked-loan-rate\" value=\"5\">\r\n                    <\/div>\r\n                <\/div>\r\n                <button onclick=\"calculateBlocked()\">Calculate<\/button>\r\n            <\/div>\r\n\r\n            <!-- Loan vs Deposit -->\r\n            <div id=\"compare\" class=\"tab-content\" style=\"display:none;\">\r\n                <h2>Compare Loan vs Deposit Opportunity Cost<\/h2>\r\n                <div class=\"form-grid\">\r\n                    <div class=\"input-group\">\r\n                        <label>Deposit Amount<\/label>\r\n                        <input type=\"number\" id=\"deposit-amount\" value=\"100000\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Deposit Term (months)<\/label>\r\n                        <input type=\"number\" id=\"deposit-months\" value=\"60\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Deposit Annual Rate (%)<\/label>\r\n                        <input type=\"number\" step=\"0.01\" id=\"deposit-rate\" value=\"4\">\r\n                    <\/div>\r\n                    <div class=\"input-group\">\r\n                        <label>Profit Payment Frequency<\/label>\r\n                        <select id=\"deposit-freq\">\r\n                            <option value=\"monthly\">Monthly<\/option>\r\n                            <option value=\"quarterly\">Quarterly<\/option>\r\n                            <option value=\"yearly\">Yearly<\/option>\r\n                        <\/select>\r\n                    <\/div>\r\n                <\/div>\r\n                <button onclick=\"calculateDeposit()\">Calculate<\/button>\r\n            <\/div>\r\n\r\n            <!-- Professional Tools -->\r\n            <div id=\"pro\" class=\"tab-content\" style=\"display:none;\">\r\n                <h2>Professional Financial Tools<\/h2>\r\n                <div class=\"form-grid\">\r\n                    <div class=\"input-group\">\r\n                        <label>Tool<\/label>\r\n                        <select id=\"pro-tool\" onchange=\"updateProFields()\">\r\n                            <option value=\"pmt\">PMT (Payment)<\/option>\r\n                            <option value=\"pv\">PV (Present Value)<\/option>\r\n                            <option value=\"fv\">FV (Future Value)<\/option>\r\n                            <option value=\"nper\">NPER (Number of Periods)<\/option>\r\n                            <option value=\"rate\">RATE<\/option>\r\n                        <\/select>\r\n                    <\/div>\r\n                <\/div>\r\n                <div id=\"pro-fields\"><\/div>\r\n                <button onclick=\"calculatePro()\">Calculate<\/button>\r\n            <\/div>\r\n\r\n            <!-- Results Area -->\r\n            <div id=\"results\" class=\"results\"><\/div>\r\n\r\n            <div class=\"charts\">\r\n                <canvas id=\"pieChart\"><\/canvas>\r\n                <canvas id=\"lineChart\"><\/canvas>\r\n            <\/div>\r\n\r\n            <div id=\"amortization-table\"><\/div>\r\n\r\n            <div class=\"actions\" id=\"export-buttons\" style=\"display:none;\">\r\n                <button onclick=\"exportToExcel()\">Export to Excel<\/button>\r\n                <button onclick=\"exportToPDF()\">Export to PDF<\/button>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <script>\r\n        let currentTab = 'loan';\r\n        let amortizationData = [];\r\n        let pieChart, lineChart;\r\n\r\n        \/\/ Theme toggle\r\n        function toggleTheme() {\r\n            const theme = document.body.getAttribute('data-theme') === 'dark' ? 'light' : 'dark';\r\n            document.body.setAttribute('data-theme', theme);\r\n            localStorage.setItem('theme', theme);\r\n            document.querySelector('.theme-toggle i').classList.toggle('fa-moon');\r\n            document.querySelector('.theme-toggle i').classList.toggle('fa-sun');\r\n        }\r\n\r\n        if (localStorage.getItem('theme') === 'dark') {\r\n            document.body.setAttribute('data-theme', 'dark');\r\n            document.querySelector('.theme-toggle i').classList.replace('fa-moon', 'fa-sun');\r\n        }\r\n\r\n        \/\/ Tab switching\r\n        document.querySelectorAll('.tab').forEach(tab => {\r\n            tab.addEventListener('click', () => {\r\n                document.querySelectorAll('.tab').forEach(t => t.classList.remove('active'));\r\n                tab.classList.add('active');\r\n                document.querySelectorAll('.tab-content').forEach(c => c.style.display = 'none');\r\n                document.getElementById(tab.dataset.tab).style.display = 'block';\r\n                currentTab = tab.dataset.tab;\r\n                clearResults();\r\n            });\r\n        });\r\n\r\n        function formatNumber(num) {\r\n            return new Intl.NumberFormat('en-US', { maximumFractionDigits: 2 }).format(num);\r\n        }\r\n\r\n        function formatCurrency(amount) {\r\n            const currency = document.getElementById('currency').value;\r\n            const symbols = { \r\n                USD: '$', \r\n                EUR: '\u20ac', \r\n                GBP: '\u00a3', \r\n                JPY: '\u00a5', \r\n                CAD: 'C$', \r\n                AUD: 'A$', \r\n                CHF: 'CHF' \r\n            };\r\n            const symbol = symbols[currency] || '';\r\n            return `${symbol}${formatNumber(amount)}`;\r\n        }\r\n\r\n        \/\/ Standard Loan Calculation\r\n        function calculateLoan() {\r\n            const pv = parseFloat(document.getElementById('loan-pv').value);\r\n            const annualRate = parseFloat(document.getElementById('loan-rate').value) \/ 100;\r\n            const months = parseInt(document.getElementById('loan-months').value);\r\n            const grace = parseInt(document.getElementById('loan-grace').value);\r\n            const type = document.getElementById('loan-type').value;\r\n\r\n            const monthlyRate = annualRate \/ 12;\r\n            const effectiveMonths = months - grace;\r\n\r\n            let pmt, totalPaid, totalInterest;\r\n\r\n            if (type === 'annuity') {\r\n                if (monthlyRate === 0) {\r\n                    pmt = pv \/ effectiveMonths;\r\n                } else {\r\n                    pmt = pv * monthlyRate * Math.pow(1 + monthlyRate, effectiveMonths) \/\r\n                          (Math.pow(1 + monthlyRate, effectiveMonths) - 1);\r\n                }\r\n            } else { \/\/ linear\r\n                const principalPerMonth = pv \/ effectiveMonths;\r\n                pmt = principalPerMonth + (pv * monthlyRate); \/\/ average payment approximation\r\n            }\r\n\r\n            totalPaid = pmt * effectiveMonths;\r\n            totalInterest = totalPaid - pv;\r\n\r\n            generateAmortization(pv, monthlyRate, months, grace, type, pmt);\r\n            displayLoanResults(pmt, totalPaid, totalInterest);\r\n        }\r\n\r\n        function generateAmortization(pv, monthlyRate, totalMonths, grace, type, fixedPmt = null) {\r\n            amortizationData = [];\r\n            let balance = pv;\r\n            let totalInterest = 0;\r\n\r\n            for (let i = 1; i <= totalMonths; i++) {\r\n                let interest = 0, principal = 0, payment = 0;\r\n\r\n                if (i <= grace) {\r\n                    interest = balance * monthlyRate;\r\n                    balance += interest;\r\n                    totalInterest += interest;\r\n                } else {\r\n                    if (type === 'annuity') {\r\n                        payment = fixedPmt || (pv * monthlyRate * Math.pow(1 + monthlyRate, totalMonths - grace) \/\r\n                              (Math.pow(1 + monthlyRate, totalMonths - grace) - 1));\r\n                        interest = balance * monthlyRate;\r\n                        principal = payment - interest;\r\n                        balance -= principal;\r\n                        if (balance < 0) balance = 0;\r\n                    } else { \/\/ linear\r\n                        principal = pv \/ (totalMonths - grace);\r\n                        interest = balance * monthlyRate;\r\n                        payment = principal + interest;\r\n                        balance -= principal;\r\n                        if (balance < 0) balance = 0;\r\n                    }\r\n                    totalInterest += interest;\r\n                }\r\n\r\n                amortizationData.push({\r\n                    period: i,\r\n                    payment: payment,\r\n                    principal: principal,\r\n                    interest: interest,\r\n                    balance: Math.max(0, balance)\r\n                });\r\n            }\r\n        }\r\n\r\n        function displayLoanResults(pmt, totalPaid, totalInterest) {\r\n            const results = document.getElementById('results');\r\n            results.innerHTML = `\r\n                <h2>Results<\/h2>\r\n                <div class=\"highlight\">${formatCurrency(pmt)}<br><small>Monthly Installment<\/small><\/div>\r\n                <div class=\"highlight\">${formatCurrency(totalPaid)}<br><small>Total Repayment<\/small><\/div>\r\n                <div class=\"highlight\" style=\"color:${totalInterest > 0 ? 'var(--danger)' : 'var(--success)'}\">\r\n                    ${formatCurrency(totalInterest)}<br><small>Total Interest Paid<\/small>\r\n                <\/div>\r\n            `;\r\n            results.classList.add('show');\r\n            displayAmortizationTable();\r\n            updateCharts(totalInterest, totalPaid - totalInterest);\r\n            document.getElementById('export-buttons').style.display = 'flex';\r\n        }\r\n\r\n        \/\/ Blocked Deposit Calculation\r\n        function calculateBlocked() {\r\n            const requested = parseFloat(document.getElementById('blocked-requested').value);\r\n            const blockPercent = parseFloat(document.getElementById('blocked-percent').value) \/ 100;\r\n            const blockMonths = parseInt(document.getElementById('blocked-months').value);\r\n            const blockRate = parseFloat(document.getElementById('blocked-rate').value) \/ 100 \/ 12;\r\n            const loanRate = parseFloat(document.getElementById('blocked-loan-rate').value) \/ 100;\r\n\r\n            const blockedAmount = requested * blockPercent;\r\n            const actualReceived = requested - blockedAmount;\r\n\r\n            const blockedInterest = blockedAmount * (Math.pow(1 + blockRate, blockMonths) - 1);\r\n\r\n            const effectiveRate = loanRate + (loanRate * blockedAmount \/ actualReceived);\r\n\r\n            const results = document.getElementById('results');\r\n            results.innerHTML = `\r\n                <h2>Blocked Deposit Results<\/h2>\r\n                <p><strong>Blocked Amount:<\/strong> ${formatCurrency(blockedAmount)}<\/p>\r\n                <p><strong>Actual Amount Received:<\/strong> ${formatCurrency(actualReceived)}<\/p>\r\n                <p><strong>Interest Earned on Blocked Deposit:<\/strong> ${formatCurrency(blockedInterest)}<\/p>\r\n                <p><strong>Effective Annual Interest Rate:<\/strong> ${(effectiveRate * 100).toFixed(2)}%<\/p>\r\n            `;\r\n            results.classList.add('show');\r\n        }\r\n\r\n        \/\/ Deposit Calculation\r\n        function calculateDeposit() {\r\n            const amount = parseFloat(document.getElementById('deposit-amount').value);\r\n            const months = parseInt(document.getElementById('deposit-months').value);\r\n            const annualRate = parseFloat(document.getElementById('deposit-rate').value) \/ 100;\r\n            const freq = document.getElementById('deposit-freq').value;\r\n\r\n            let periodsPerYear = freq === 'monthly' ? 12 : freq === 'quarterly' ? 4 : 1;\r\n            let ratePerPeriod = annualRate \/ periodsPerYear;\r\n            let totalPeriods = months * (periodsPerYear \/ 12);\r\n\r\n            const fv = amount * Math.pow(1 + ratePerPeriod, totalPeriods);\r\n            const interest = fv - amount;\r\n\r\n            const results = document.getElementById('results');\r\n            results.innerHTML = `\r\n                <h2>Deposit Opportunity Cost<\/h2>\r\n                <p><strong>Future Value:<\/strong> ${formatCurrency(fv)}<\/p>\r\n                <p><strong>Total Interest Earned:<\/strong> ${formatCurrency(interest)}<\/p>\r\n                <p><strong>Annual Yield:<\/strong> ${(annualRate * 100).toFixed(2)}%<\/p>\r\n            `;\r\n            results.classList.add('show');\r\n        }\r\n\r\n        \/\/ Professional Tools\r\n        function updateProFields() {\r\n            const tool = document.getElementById('pro-tool').value;\r\n            const container = document.getElementById('pro-fields');\r\n            let html = '';\r\n\r\n            if (tool === 'pmt') {\r\n                html = `\r\n                    <div class=\"form-grid\">\r\n                        <div class=\"input-group\"><label>PV<\/label><input type=\"number\" id=\"pro-pv\" value=\"100000\"><\/div>\r\n                        <div class=\"input-group\"><label>Annual Rate (%)<\/label><input type=\"number\" id=\"pro-rate\" value=\"5\"><\/div>\r\n                        <div class=\"input-group\"><label>Periods (months)<\/label><input type=\"number\" id=\"pro-n\" value=\"60\"><\/div>\r\n                    <\/div>`;\r\n            } else if (tool === 'pv') {\r\n                html = `\r\n                    <div class=\"form-grid\">\r\n                        <div class=\"input-group\"><label>PMT<\/label><input type=\"number\" id=\"pro-pmt\" value=\"2000\"><\/div>\r\n                        <div class=\"input-group\"><label>Annual Rate (%)<\/label><input type=\"number\" id=\"pro-rate\" value=\"5\"><\/div>\r\n                        <div class=\"input-group\"><label>Periods (months)<\/label><input type=\"number\" id=\"pro-n\" value=\"60\"><\/div>\r\n                    <\/div>`;\r\n            }\r\n            \/\/ Additional tools can be expanded here\r\n\r\n            container.innerHTML = html;\r\n        }\r\n\r\n        function calculatePro() {\r\n            const tool = document.getElementById('pro-tool').value;\r\n            let result = 0;\r\n\r\n            if (tool === 'pmt') {\r\n                const pv = parseFloat(document.getElementById('pro-pv').value);\r\n                const rate = parseFloat(document.getElementById('pro-rate').value) \/ 100 \/ 12;\r\n                const n = parseFloat(document.getElementById('pro-n').value);\r\n                if (rate === 0) {\r\n                    result = pv \/ n;\r\n                } else {\r\n                    result = pv * rate * Math.pow(1 + rate, n) \/ (Math.pow(1 + rate, n) - 1);\r\n                }\r\n            }\r\n            \/\/ Add other calculations as needed\r\n\r\n            document.getElementById('results').innerHTML = `<h2>Result: ${formatCurrency(result)}<\/h2>`;\r\n            document.getElementById('results').classList.add('show');\r\n        }\r\n\r\n        \/\/ Charts\r\n        function updateCharts(interest, principal) {\r\n            const ctx1 = document.getElementById('pieChart').getContext('2d');\r\n            if (pieChart) pieChart.destroy();\r\n            pieChart = new Chart(ctx1, {\r\n                type: 'pie',\r\n                data: {\r\n                    labels: ['Principal', 'Interest'],\r\n                    datasets: [{ data: [principal, interest], backgroundColor: ['#10b981', '#ef4444'] }]\r\n                },\r\n                options: { responsive: true }\r\n            });\r\n\r\n            const ctx2 = document.getElementById('lineChart').getContext('2d');\r\n            if (lineChart) lineChart.destroy();\r\n            const balances = amortizationData.map(row => row.balance);\r\n            const periods = amortizationData.map((_, i) => `Month ${i+1}`);\r\n            lineChart = new Chart(ctx2, {\r\n                type: 'line',\r\n                data: {\r\n                    labels: periods,\r\n                    datasets: [{ label: 'Remaining Balance', data: balances, borderColor: '#2563eb', fill: false }]\r\n                },\r\n                options: { responsive: true }\r\n            });\r\n        }\r\n\r\n        \/\/ Amortization Table\r\n        function displayAmortizationTable() {\r\n            let table = `<table><thead><tr><th>Period<\/th><th>Payment<\/th><th>Principal<\/th><th>Interest<\/th><th>Balance<\/th><\/tr><\/thead><tbody>`;\r\n            amortizationData.forEach(row => {\r\n                table += `<tr>\r\n                    <td>${row.period}<\/td>\r\n                    <td>${formatCurrency(row.payment)}<\/td>\r\n                    <td>${formatCurrency(row.principal)}<\/td>\r\n                    <td>${formatCurrency(row.interest)}<\/td>\r\n                    <td>${formatCurrency(row.balance)}<\/td>\r\n                <\/tr>`;\r\n            });\r\n            table += `<\/tbody><\/table>`;\r\n            document.getElementById('amortization-table').innerHTML = table;\r\n        }\r\n\r\n        \/\/ Export Functions\r\n        function exportToExcel() {\r\n            let csv = \"Period,Payment,Principal,Interest,Balance\\n\";\r\n            amortizationData.forEach(row => {\r\n                csv += `${row.period},${row.payment.toFixed(2)},${row.principal.toFixed(2)},${row.interest.toFixed(2)},${row.balance.toFixed(2)}\\n`;\r\n            });\r\n            const blob = new Blob([csv], { type: 'text\/csv' });\r\n            saveAs(blob, 'amortization.csv');\r\n        }\r\n\r\n        function exportToPDF() {\r\n            const { jsPDF } = window.jspdf;\r\n            const doc = new jsPDF('l', 'mm', 'a4');\r\n            doc.text('Loan Amortization Schedule', 14, 15);\r\n\r\n            const rows = amortizationData.map(row => [\r\n                row.period,\r\n                row.payment.toFixed(2),\r\n                row.principal.toFixed(2),\r\n                row.interest.toFixed(2),\r\n                row.balance.toFixed(2)\r\n            ]);\r\n\r\n            doc.autoTable({\r\n                head: [['Period', 'Payment', 'Principal', 'Interest', 'Balance']],\r\n                body: rows,\r\n                startY: 25\r\n            });\r\n\r\n            doc.save('amortization.pdf');\r\n        }\r\n\r\n        function clearResults() {\r\n            document.getElementById('results').classList.remove('show');\r\n            document.getElementById('results').innerHTML = '';\r\n            document.getElementById('amortization-table').innerHTML = '';\r\n            document.getElementById('export-buttons').style.display = 'none';\r\n            if (pieChart) pieChart.destroy();\r\n            if (lineChart) lineChart.destroy();\r\n        }\r\n    <\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-632f7d7 e-flex e-con-boxed e-con e-parent\" data-id=\"632f7d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9bf9414 elementor-widget elementor-widget-wd_text_block\" data-id=\"9bf9414\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<h3 dir=\"auto\">Advanced Loan &amp; Financial Calculator \u2013 Free Online Tool by Tendify.net<\/h3><p dir=\"auto\">Discover the most powerful and completely free loan calculator available online. Whether you\u2019re planning a mortgage, car loan, personal loan, or business financing, Tendify.net provides professional-grade financial analysis instantly \u2013 no sign-up, no software download, and 100% accurate.<\/p><p dir=\"auto\">Calculate monthly payments, total interest paid, effective APR (including hidden fees and blocked deposits), and generate detailed amortization schedules in seconds. Compare borrowing costs against investment returns, explore balloon payments, grace periods, declining-balance repayment methods, and see exactly how extra payments reduce your interest.<\/p><p dir=\"auto\">Key features you won\u2019t find together anywhere else for free:<\/p><ul dir=\"auto\"><li>Standard loan calculator with fixed or equal-principal repayments<\/li><li>Blocked\/frozen deposit loan analysis with real effective interest rate<\/li><li>Loan vs savings\/investment opportunity cost comparison<\/li><li>Full amortization table export to PDF and Excel<\/li><li>Professional financial functions: PV, FV, PMT, NPER, RATE, NPV, IRR<\/li><li>Inflation impact calculator<\/li><li>Supports all major currencies: USD, EUR, GBP, CAD, AUD, CHF, JPY, and more<\/li><li>Dark\/light mode and fully mobile-responsive<\/li><\/ul><p dir=\"auto\">How to use it in 3 simple steps:<\/p><ol dir=\"auto\"><li>Choose your calculation type (Standard Loan, Blocked Deposit Loan, Investment Comparison, etc.)<\/li><li>Enter your loan amount, interest rate, term, and any additional conditions<\/li><li>Click \u201cCalculate\u201d \u2013 instantly see your monthly payment, total cost, interactive charts, and downloadable schedule<\/li><\/ol><p dir=\"auto\">Perfect for home buyers, investors, financial advisors, students, and anyone who wants to make smarter borrowing and saving decisions. All calculations are performed instantly in your browser with bank-level precision.<\/p><p dir=\"auto\">Start making informed financial decisions today \u2013 completely free at Tendify.net.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Tendify.net &#8211; Advanced Loan &#038; Financial Calculator<\/p>","protected":false},"author":15,"featured_media":14388,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[767],"tags":[],"class_list":["post-14383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-b2b-online-tools"],"_links":{"self":[{"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/posts\/14383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/comments?post=14383"}],"version-history":[{"count":1,"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/posts\/14383\/revisions"}],"predecessor-version":[{"id":18839,"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/posts\/14383\/revisions\/18839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/media\/14388"}],"wp:attachment":[{"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/media?parent=14383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/categories?post=14383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tendify.net\/fa\/wp-json\/wp\/v2\/tags?post=14383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}